Terms and Conditions

Website Terms and Conditions

Effective Date: August 15, 2026

These Terms and Conditions govern your use of HomeBusinessTaxSecrets.com and your enrollment in the Home Business Tax Secrets membership.

Home Business Tax Secrets is a guided educational system for home-based business owners. By accessing this website or purchasing membership access, you agree to these Terms and Conditions.

If you do not agree with these terms, do not use this website or purchase membership access.

1. Use of Website

The content on this website is provided for informational and educational purposes only.

You are responsible for using the information in a way that is appropriate for your own business and circumstances.

You are also responsible for maintaining the confidentiality of your login credentials and for activity that occurs through your membership account.

2. Membership Access

When you enroll in the Home Business Tax Secrets membership, you receive a limited, non-exclusive, non-transferable, revocable license to access and use the membership materials for your own business purposes while your membership remains active.

You may not:

Share your login credentials with another person
Republish, reproduce, or distribute membership materials
Create or distribute derivative works based on the membership materials
Use the materials for commercial training, resale, or redistribution

Membership access continues for the period you have paid for and ends after cancellation, non-renewal, or termination of access in accordance with these Terms.

We may suspend or terminate access for non-payment, credential sharing, misuse of the membership, or a material breach of these Terms, subject to applicable law.

3. Billing, Automatic Renewal, and Cancellation

Membership pricing is displayed in:

USD for U.S. customers
CAD for Canadian customers

Applicable GST/HST will be added where required by law.
GST/HST Registration Number: 756446951 RT0001

Monthly Membership

Monthly memberships renew automatically each month until cancelled.

By enrolling in a monthly membership, you authorize the recurring membership charge disclosed at the time of purchase until you cancel.

You may cancel at any time before your next renewal date using the cancellation method provided through your membership account or purchase information. Cancellation stops future renewal charges.

Annual Membership

Annual memberships renew automatically once per year until cancelled.

By enrolling in an annual membership, you authorize the recurring annual membership charge disclosed at the time of purchase until you cancel.

You may cancel at any time before your next annual renewal date using the cancellation method provided through your membership account or purchase information. Cancellation stops future renewal charges.

Unless otherwise required by applicable law, cancellation does not end access immediately. Your membership access continues through the end of the billing period you have already paid for.

4. Refund Policy and Consumer Rights

Except where required by applicable law, membership payments are non-refundable once processed.

No prorated refunds are provided for unused time remaining in a monthly or annual billing period.

Nothing in these Terms is intended to limit or remove any cancellation, refund, or other consumer rights that cannot legally be waived under applicable law.

5. Educational Disclaimer

Home Business Tax Secrets provides educational information and guidance.

It does not provide individualized tax, legal, accounting, bookkeeping, or tax filing advice and does not create an accountant-client, lawyer-client, tax preparer-client, or other professional advisory relationship.

You remain responsible for your own business records, bookkeeping decisions, tax filings, and financial decisions.

Consult a qualified professional when advice specific to your individual circumstances is required.

6. No Guarantees

We do not guarantee specific financial outcomes, tax savings, refunds, deductions, business results, or other individual outcomes.

Results depend on individual circumstances, records, business activity, applicable tax rules, and how the information is used.

7. Intellectual Property

Unless otherwise stated, the content of HomeBusinessTaxSecrets.com and the Home Business Tax Secrets membership, including videos, guides, roadmaps, worksheets, assessments, templates, graphics, downloads, branding, and written content, is owned by Doug Collins and is protected by applicable intellectual property laws.

No ownership rights are transferred to you when you purchase membership access.

You may use the materials for your own business purposes but may not reproduce, distribute, publish, sell, license, or commercially exploit them without written permission, except where permitted by applicable law.

8. Website and Membership Updates

We may update, modify, replace, or improve website content and membership materials from time to time.

The membership may evolve as materials, tools, guidance, and supporting resources are updated or improved.

Nothing in this section limits any rights you may have under applicable consumer protection law.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Doug Collins and Home Business Tax Secrets will not be liable for indirect, incidental, special, or consequential losses or damages arising from your use of, or reliance on, this website or the membership materials.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

10. Governing Law

These Terms are governed by the laws of the Province of Nova Scotia and the applicable federal laws of Canada.

This provision does not remove any rights or protections that may apply to you under the mandatory consumer protection laws of your province, state, or other jurisdiction.

11. Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes to the website, membership, business practices, or applicable requirements.

When these Terms are updated, the Effective Date at the top of this page will be revised.

Where required by applicable law, notice of material changes will be provided.